Head-to-head nomad insurance comparisons.

SafetyWing built the most recognizable nomad insurance brand on cheap monthly pricing, instant signup, and content marketing that meets nomads where they live. It's travel insurance with subscription packaging — fine for short trips, thin once you're really living abroad. Nomadsurance is a matching platform that connects you to underlying carriers like Passportcard and April International, which sell actual international health insurance with higher caps, real direct billing, and proper claims infrastructure. We cost more. We also pay out differently. This page lays out where SafetyWing genuinely wins and where the gap matters.

Genki is the cleanest-built nomad insurance brand on the market — German engineering, decent design, founders who actually understand the audience. The product sits between travel insurance and full IPMI, with two main tiers (Native for nomads, Resident for longer-stay). Nomadsurance is a matching platform that connects you to underlying carriers like Passportcard and April International, which sell deeper IPMI with higher caps and broader cashless networks. Genki is often the right answer for younger nomads who want better-than-SafetyWing without paying full IPMI prices. We're usually the right answer when the situation gets more complex.

IMG Global is a legitimate, decades-old US-based international health insurance carrier with a deep product shelf — Global Medical Insurance for IPMI buyers, Patriot Travel Medical for shorter trips, Global Resident for settled expats. They underwrite at scale, pay claims at scale, and have real US-network reach. Nomadsurance is a different shape entirely: an information and matching platform that helps digital nomads pick from a curated panel of insurers (Passportcard, April International, and others) instead of committing to a single carrier's product family. This page lays out where each approach genuinely wins — and where buying IMG direct may be the smarter call.

Cigna Global is the international expat arm of Cigna Healthcare — a top-tier IPMI carrier with Silver, Gold, and Platinum tiers, modular add-ons (maternity, vision, dental, evacuation), serious direct-billing networks, and the brand reputation that comes with being one of the largest health insurers on the planet. Nomadsurance is a matching platform that compares plans across carriers like Passportcard and April International — products designed specifically for digital nomads rather than corporate expats. For the right buyer, Cigna Global is genuinely the best product on the market. For most digital nomads, it's overkill at a premium price. This page lays out which is which.

World Nomads and Nomadsurance aren't really the same product. World Nomads sells travel insurance — short-to-medium trip cover with strong adventure activity inclusion and trip cancellation built in. Nomadsurance is an information and matching platform that helps you find international private medical insurance (IPMI) from regulated carriers like Passportcard and April International, designed for people actually living abroad long-term. If you're taking a 3-month adventure trip, World Nomads is probably the right call. If you've been a nomad for a year and you're still on travel insurance, you've outgrown the category — that's where we come in.